Payment Options

Balfour offers several payment options for your GradRat:

  • Pay in full - Pay with cash, money order, check (made payable to Balfour), or Credit Card (MC, VISA, Amex, or Discover).
  • Interest Free Credit Card Installment Plan - The total amount of the ring, including shipping and handling and sales tax, will be divided into a deposit of $75 and 6 equal payments. The first payment is charged when the ring is ordered. Subsequent payments are charged every 30 days. There is no extra charge for this plan, and you will receive your ring at the normally scheduled delivery time.
  • C.O.D. - Leave a $25 deposit when you place your order. The balance is paid in full upon delivery of the ring (cash, personal check, or money order made payable to Balfour).
  • Trade-In Option - Balfour will accept the trade-in of a karat gold high-school or college ring as credit towards the purchase of a GradRat. The credit will be valued at the current gold salvage value on the day of purchase. This option applies regardless of the manufacturer of the original ring.